Wisconsin · PWS 5200

St Croix Improvements Inc

What St Croix Improvements Inc filed with PSC about the water it produced and the water it billed for, 2016–2025 — and what the filing does and does not let anyone verify.

Non-revenue water, FY2025: 28.6%
Recoverable annually: —
Balance check: inapplicable

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What the record shows

28.6% non-revenue water in FY2025, higher than 81% of the 562 Wisconsin systems that filed that year.

The figure is getting worse across the record.

The reported figure is not stable enough to act on. It has moved an average of 12.2 points a year, against a Wisconsin median of 5.1, including 4% to 29% between FY2024 and FY2025. A distribution system's real losses do not change that fast — pipe does not deteriorate or repair itself in a single year. A series that moves like this is describing how the water is being measured and recorded, not how much of it is being lost, and which year is closer to true cannot be settled from this filing.

FY2018 reports exactly 0% loss, which no distribution system achieves. Every system loses something to leakage, flushing and metering error, so a zero is a reporting artifact rather than a result.

Debt outstanding, and what covers the interest

No bonds outstanding at the end of 2025. This is principal outstanding on the water utility's own balance sheet, on the Commission's own test: it files no electric operating report.

No bond balance is not the same as no debt. 2,310 of the 5,921 utility-years in this extract file no bonds, and many of those utilities pay interest anyway on an advance from their own municipality, which the Commission files under account 430 rather than as a bond.

Principal outstanding at the end of each year, as filed
Year	Debt outstanding	Issues
2025	$0	0
2024	$0	0
2023	$0	0
2022	$0	0
2021	$0	0
2020	$0	0
2019	$0	0
2018	$0	0
2017	$0	0
2016	$0	0

This utility filed no interest expense for the year, so there is nothing for a coverage ratio to cover.

Figures are as filed with the Commission under Wis. Admin. Code ch. PSC 185 and are not audited as presented. Nothing here is a credit opinion, an implied rating, or a judgement that any figure is sufficient. Source: Public Service Commission of Wisconsin, annual report financial schedules, 2016–2025, retrieved 2026-09-12.

A filed value that cannot be true.

The components PSC publishes for FY2019 do not sum to the system input it publishes for the same filing — a defect in the published export, not in what the utility filed.

Each is reproduced exactly as filed and excluded from every figure computed on this page. A number that contradicts its own audit is a finding about the filing, not a gap in ours.

Water balance, FY2025 · 7.29 MG system input

71%

26%

Billed 5.21 MG Unbilled authorized 0.22 MG Apparent loss 0 MG Real loss 1.86 MG

PSC derives water losses from system input minus authorized consumption, so these parts sum to the whole on every filing. What a filing can get wrong is which of these numbers were measured.

Where these volumes come from

System input 7.29 MG sheet Sheet1, cell H442 · thousands of gallons, declared in the column header, divided by 1,000 · net of water sold to wholesale customers, which is the volume entering this utility's own distribution system
Billed authorized 5.21 MG sheet Sheet1, cell I442 · thousands of gallons, declared in the column header, divided by 1,000
Unbilled authorized 0.22 MG sheet Sheet1, cell O442 · thousands of gallons, declared in the column header, divided by 1,000
Apparent loss 0 MG sheet Sheet1, cell R442 · thousands of gallons, declared in the column header, divided by 1,000
Real loss 1.86 MG sheet Sheet1, cell U442 · thousands of gallons, declared in the column header, divided by 1,000

From data/archive/wi-psc-water-audit/2026-09-08-5ef7d6e2fdbd.csv (SHA-256 5ef7d6e2fdbdac2b), retrieved 2026-09-08 from the published source.

Filed history, 2016–2025
Year	NRW	Input (MG)
2025	28.6%	7.29
2024	3.5%	7.19
2023	0.0%	6.53
2022	23.5%	7.46
2021	13.2%	7.82
2020	23.0%	7.52
2019	12.6%	6.36
2018	0.0%	6.28
2017	12.0%	6.64
2016	14.9%	6.49

Balance closure is inapplicable on every filed year above, so the column that repeated it is not shown. FY2016, FY2017, FY2018, FY2020, FY2021, FY2022, FY2023, FY2024, FY2025: PSC derives water losses from system input minus authorized consumption, so this decomposition holds by construction. FY2019: The components PSC publishes contradict each other, which is a defect in the export rather than in the filing. This is neither a pass nor a disclosure gap.

Other Wisconsin systems

PSC publishes no county or connection count for these systems, so they cannot be ranked against this one. These are other filers, not comparables.

Where is it going?

This page says how much. It cannot say which accounts, which zones, or which meters. That takes your billing history, your meter reads, and your production data reconciled against each other.

Our Water Loss Recovery Snapshot is three weeks, one flat fee, and the deliverable is a ranked list of specific accounts and zones with dollars and a confidence on each.

See what the Snapshot delivers Email us about St Croix Improvements Inc

Sources and corrections. Every figure above is either filed by the utility or computed from filed figures, and each one says which. If a number here is wrong, it is either wrong in the filing or wrong in our reading of it — tell us which and we will correct the page and say what changed.

Public Service Commission of Wisconsin, municipal annual report Schedule W-15. Retrieved 2026-09-08 from data/archive/wi-psc-water-audit/2026-09-08-5ef7d6e2fdbd.csv. https://apps.psc.wi.gov/ARS/WEGSqueries/default.aspx

What the record shows

Debt outstanding, and what covers the interest

Other Wisconsin systems

Where is it going?

Cite as